Learning Center Are you ready to get a home loan?

Working with the right people and getting the best information will help make your experience more efficient and relaxed.

Select the right team.
Whether you're a first-time homebuyer or an experienced homeowner, there are always new things to learn about purchasing and financing real estate. You'll want to have an experienced real estate agent and mortgage professional by your side. A great way to find the right team is to ask friends and colleagues for recommendations. You can also connect with an experienced mortgage expert on our website.

Decide what you can afford to purchase.
You can get a good idea of what you can afford by becoming prequalified or preapproved by your mortgage lender. With this information you can help your real estate agent determine the type of home that meets your unique financial situation.  

Learn about available loans.
With so many loan types available today, you'll want to find out which are best suited to your circumstances and goals. Our website Learning Center provides an overview of loan types, and our mortgage experts are available to answer all of your questions.

Complete a loan application.
You can apply for a loan using our convenient and secure online form, or you can talk with one of our experienced mortgage specialists to provide your information over the phone, in person or by mail. If you've received a preapproval letter, you will have already provided some of the application information and will be familiar with the process.